Apps that use Apple Pay must have a privacy policy that you can view which governs the use of your data. Learn more about Apple Pay security and privacy (opens in a new window). Any information retained by Apple Pay is anonymous, and the nature of your purchase cannot be identified. Paying in an app or online - When you are paying in an app, the retailer will only receive information they need to fulfil your order.Paying in Stores - When you pay in stores, your card number and identity aren't shared with the retailer, and your actual card numbers aren't stored on your device or on Apple servers.So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.
When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. Your Apple Watch is protected by the passcode that only you know, and your passcode is required every time you put on your Apple Watch. Apple Pay is a secure way to pay as every transaction on your iPhone or iPad requires you to authenticate with Face ID, Touch ID or your passcode.
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